Nabo Jibon Anando is a Profit Assurance Plan. It is basically a combination of Endowment assurance Plan with Whole Life Plan. The Plan provides high risk cover and attractive returns.


Maturity Benefits: Sum Assured + Reversionary Bonus + Final Additional Bonus at the end of the premium paying term.

Payable on Death: If Death occurs within premium paying term, 125% of SA plus Accumulated bonus is payable (or 10 times of Annual Premium + Bonus + FAB). If death occurs after premium paying term, an amount equal to the basic sum assured is payable. Death benefit shall not be less than 105% of total premium paid as on the date of death.

Plan Features

Plan Available from age: 18 Years(Completed) to 50 Years(Nearest Birthday)

Max age at Maturity: 75 Years

Min Policy Term: 15 Years (Fixed)

Max Policy Term: 35 Years

Min SA: 1,00,000/- (in multiples of 5000)

Max SA: No Limit

Mode Rebate: Yearly 2%, Half Yearly – 1%

Mode allowed: Yearly/Half Yearly/Quarterly/Monthly

Benefit for High Sum Assured:

2 Lac – 4.95 Lac Discount of 1.50% Basic Sumassured

5 Lac – 9.95 Lac Discount of 2.50% Basic Sumassured

10 Lac & Above Discount of 3.00% Basic Sum Assured.

Surrender: Guaranteed Surrender Value shall be available after completion of atleast three policy years and atleast three full years premium have been paid. The policy can be surrender even after maturity.

Loan: Loan facility is available after 3 years premium have been paid.

Revival: Lapsed policy can be revived within 2 years from the date of first unpaid premium.